So yesterday afternoon a condominium complex where two acquaintances of mine live burned to the ground. It’s subtle little reminders like that that make you realize what’s really important in life. Luckily no-one was hurt, but there are now 300 more homeless people in the city than there was before.
That, and make sure you perform off-site backups! At the very least, back up your most important data somewhere online (in a secure location).
Also, look into some sort of insurance for your valuable equipment, whether it be property insurance or renter’s insurance.